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Financial Support Strike, leisure-time accident, death benefit: What am I entitled to?

In the event of a strike, a recreational accident, or even in the event of death, financial support is available. You can calculate how much that is using our interactive benefits calculator.

Eine Frau mit roten Locken, dunkler Brille und IG Metall-Schal lächelt in die Kamera.

18 December 2018 18 December 2018 |
Updated on 23 August 2021 23 August 2021


Strike Pay

We provide striking members with financial support during a strike, commonly referred to as strike pay. Employees who have been members for at least three to twelve months and have paid their dues in accordance with the bylaws receive twelve times their average membership dues for each week of the strike. For twelve to sixty months of membership, the strike pay is thirteen times the average dues, and for more than sixty months, it is fourteen times the average dues. You can use our “benefits calculator” to determine what you’re entitled to in the event of a strike.


Leisure-Time Accident

In the event of a hospital stay of at least 48 hours resulting from a leisure-time accident, we pay a one-time hospital allowance of up to 30 times the average monthly dues for the last twelve months, up to a maximum of 51.13 euros per day of hospitalization. In the event of total disability (no disability benefits for retirees), IG Metall pays a one-time compensation equal to 500 times the monthly premium. Leisure accident insurance takes effect after twelve months of membership. The insurance coverage is free of charge for members, is valid worldwide, and covers all accidents occurring outside of work. It applies to activities such as surfing or rock climbing as well as to hobby gardening at home. The use of all modes of transportation, from cars to airplanes, is also covered.  Here, too, you can use our “benefits calculator” to determine how much you are entitled to in the event of a recreational accident. If you need to file a claim under the recreational accident insurance, please contact the IG Metall office where you are a member directly.


Death Benefit

Since 2004, statutory health insurance providers have removed the death benefit from their list of benefits. In the event of a member’s death, surviving dependents and members whose partner has died receive financial support from IG Metall (commonly referred to as a “death benefit”). This amount is calculated based on the duration of membership and the amount of contributions paid. Our “benefits calculator” determines the amount of the death benefit. The relevant IG Metall office provides quick and straightforward assistance to those affected.

Go to the benefits calculator

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